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Emergency Business Loan UK

Get Fast, Flexible Emergency Business Loans in the UK to Keep Your Business Moving

Access tailored emergency business loan options from top UK lenders with no impact on your credit score, all through FundOnion’s real-time comparison platform.

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Welcome to FundOnion
Who are We?
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Welcome to FundOnion
Who are We?
Who are We?

Eligibility Criteria :

  • Registered UK business
  • 12 months minimum trading history
  • Healthy business and directors credit
  • Ability to service the debt and make repayments
British Business Bank logo: FundOnion partner
I would like to borrow
10,000
£1,000
£250,000
Loan Term:
Thank you! Your submission has been received!
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Trusted by over 40 leading UK business funders

Lloyds Bank Logoiwoca logoYouLend logoUltimate Finance logo

Keep your business running with quick access to funds

Every business is unique. For this reason, we created a new approach that allows small businesses to obtain emergency funding for business requirements without facing the well-known challenges associated with obtaining urgent capital.

No more waiting weeks for traditional business loans. FundOnion's platform connects you with the right lender in 90 seconds or less, thanks to our unique, free, and obligation-free service for emergency business funding.

We can work together to keep your business running smoothly in the case of an emergency.

Get the right funding for your business
Get Started

What is an emergency business loan?

An emergency business loan provides businesses with immediate access to working capital with swift approvals. These loans are intended to help you manage urgent expenses, such as emergency funding for small business equipment repairs, payroll, or cash flow shortages.

FundOnion connects you with emergency business loan providers throughout the UK, providing you with options tailored to your specific requirements.

Cost Range
Borrowing Range
Repayment Terms
Funding Time
4 - 5.95% Per Month
£1,000 - £250,000
3 - 12 months
As fast as 24 hours

Who is an emergency business loan for?

Our emergency business loans are designed for UK small and medium-sized businesses (SMEs) that require immediate and flexible emergency funding for their operations. These loans are ideal for businesses that require immediate access to emergency funds without making a long-term commitment.

Typical Use Cases:
Seasonal Businesses

Cover costs during off-peak times or prepare for high-demand seasons.

Growing Opportunities

You need to explore and capitalize on an unexpected business opportunity but lack the necessary funds.

Unexpected Expenses

Manage urgent repairs, supply chain disruptions, and other unforeseen costs with emergency small business funding.

To Cover Up a Financial Strain

A financial strain, for instance an insolvent customer, affects your cash flow.

Not sure if an emergency loan is right for your business?

Reach out to our expert Broker Team to talk through your options one-to-one.

Contact Us

What are the different types of emergency business loans?

Short-Term Loans

These loans are designed for immediate financial requirements and often have repayment terms of less than a year, providing quick access to cash for emergency business capital.

Invoice Financing

Unlock cash from outstanding invoices, allowing you to preserve cash flow and meet unexpected needs.

Merchant Cash Advances (MCAs)

Repay the loan with a percentage of your monthly income to provide flexibility during your period of recovery.

Secured or Unsecured Loans

Choose between secured loans (those that require collateral) and unsecured loans. FundOnion assists you in determining the best solution for your business's emergency lending needs.

Why choose FundOnion for emergency business loans?

Fast

Get matched with financing options in as little as 90 seconds. FundOnion's streamlined process saves you time and allows you to focus on dealing with any kind of emergency you may be facing.

Convenient

You can access and compare loan alternatives online at any time and from any location. FundOnion's platform accommodates your schedule, making it simple to locate emergency cash for business needs.

Affordable

Our network of lenders offers low rates, transparent terms, and no hidden costs. FundOnion can help you find emergency business loans that are within your budget.

Trusted

With FundOnion, you can discover solid funding choices that prioritize your business's growth.

How to apply for an emergency business loan

Applying for a secured business loan with FundOnion is simple:
1

Search

Enter your business funding requirements and find loan options in under 90 seconds.

2

Compare

Review offers from various trusted long-term business loan lenders who match your requirements.

3

Apply

Choose the best fit and submit your application. Our experienced Broker Team will take it from here.

Businesses we help secure emergency financing

Our platform is designed to provide flexible, emergency funding for businesses with immediate needs. See if FundOnion is the right fit for your business.

12 months+
Trading history
£120K+
Annual turnover
UK-based
Registered in the UK only
£1K - £250K
Funding requirement

Client Success Stories

"I honestly didn’t think funding was an option for me, but my broker Archie proved me wrong. In just two days, I had the loan I needed to get back on track financially and invest in growing my educational program, Profit First. It’s something I’m incredibly proud of and believe will be life-changing for so many.”
Steph Jones
Founder, Simplefficient Bookkeeping
“I was amazed by how quickly FundOnion made things happen for us. Our funding was secured within a week of chatting to James at the GBEA Awards. This let us step up our game at recruitment fairs almost immediately and grow our program to donate much needed resources to schools. We’re really excited to build a long-term partnership with the FundOnion Team.”
Laura Tanner
Founder, LT Support

Your questions answered about emergency business loans in the UK:

What is an emergency business loan?

When your company encounters unanticipated financial difficulties, an emergency business loan allows you to obtain capital quickly. These loans are intended to cover unexpected needs such as maintenance, payroll, or cash flow gaps, allowing your company to continue functioning normally. FundOnion connects you with UK lenders who specialize in delivering quick and flexible emergency lending solutions.

Is the government giving out money to start a business?

While the government offers a variety of programs and subsidies to help businesses, direct assistance to establish a firm is limited and frequently tailored to specific industries or goals. The UK government may provide loans or subsidies to eligible firms through institutions such as the British Business Bank or local councils. FundOnion will assist you in finding lenders who offer personalized business loans to help you with your starting or expansion needs.

How to compare emergency business loans?

FundOnion makes it easier to compare emergency business loans than ever before.
Our platform offers free, unbiased results from leading emergency business loan lenders in the UK. We make the procedure simple and transparent, presenting you with options that include clear information on loan amounts, terms, and emergency business loan interest rates.

How do I borrow money for an emergency?

Borrowing for a business emergency is simple with FundOnion. Our platform allows you to identify and compare emergency funding solutions from reputable UK lenders in less than 90 seconds. Simply submit your information, check the available options, and apply for the loan that best meets your needs. FundOnion makes it simple to obtain funding for critical business expenses.

How can I borrow money to open a business?

FundOnion's allows you to look into a number of loan choices for business starts. Many lenders provide startup loans or company capital exclusively for new firms. By comparing offers on FundOnion, you can find the greatest match for your company strategy and financial objectives, allowing you to get the funding you require to get started.

How does an emergency business loan work?

When you apply for an emergency business loan through FundOnion, we will connect you with trustworthy UK lenders who specialize in quick and flexible business emergency loans.
These loans have a shorter repayment period, making them ideal for immediate business needs.
At FundOnion, you can compare interest rates and terms from various lenders to find the best small business emergency loan for your needs.

Access your long-term growth funds in as little as 24 hours.

How much do you need

Explore other loan options

Short-Term Business Loans

Get Funded in 90 Seconds – Short-Term Business Loans for UK SMEs

Long Term Business Loans

Get Flexible Long-Term Business Loans for Sustainable Growth

Unsecured Business Loans

Unsecured Business Loans in the UK – Fast, Flexible Funding Without Collateral

Secured Business Loans

Secured Business Loans in the UK for Long-Term Stability