Secured Business Loans in the UK for Long-Term Stability
Access flexible, secured business loans with reduced interest rates to help your company expand. Compare loan choices from reputable UK lenders in under 90 seconds, with no hidden costs.
Eligibility Criteria :
- Registered UK business
- 12 months minimum trading history
- Ownership of collateral assets
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Trusted by over 40 leading UK business funders
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Secured loans made easy for UK businesses
FundOnion makes it simple for UK businesses to acquire secured loans suited to their unique needs. Here, you avoid lengthy applications and find what you're looking for in 90 seconds or less, with no hidden fees or obligations.
We offer opportunities for long-term growth investments, property acquisitions and other high-value projects.
What is a secured business loan?
A secured business loan is a type of financing in which the borrower utilizes assets as security, such as property, equipment, or inventory.
Because the collateral minimises the lender's risk, business secured loans are sometimes offered at cheaper interest rates and periods.
These loans are appropriate for firms that want to make large expenditures, such as buying equipment, expanding operations, or purchasing real estate.
Who is a secured business loan for?
Our secured business loans are aimed for UK medium-sized businesses (SMEs) who want capital for large projects without paying outrageous interest rates.
These loans are ideal for firms who need to borrow large amounts over a longer period of time.
Secure financing for new locations or facilities.
Invest in necessary equipment upgrades with reasonable payments.
Fund additional branches or expand operations with ease.
Consolidate existing debt into one secured loan at a lower interest rate.
Reach out to our expert Broker Team to talk through your options one-to-one.
Contact UsTypes of secured business loans
Secured Term Loans
Fixed repayment terms are excellent for long-term investments such as commercial property or large-scale equipment purchases.
Commercial Mortgages
Long-term financing for commercial real estate purchases or refinances.
Asset-Based Lending
Secure funding based on inventories, receivables, or other business assets.
Government Backed Loans
Although predominantly offered in the United States, SBA-style loans are secured and may be available through comparable UK programs.
Why choose FundOnion for secured business loans?
Lower Interest Rates
Secured loans generally offer lower rates than unsecured options.
Flexible Terms
Choose repayment periods from 1 to 25 years to suit your cash flow needs.
Larger Loan Amounts
Access funding from £10,000 to £2 million for significant investments.
Trusted Lenders
Connect with leading secured business loan providers across the UK.
How to apply for a secured business loan
Search
Enter your business funding requirements and find loan options in under 90 seconds.
Compare
Review offers from various trusted long-term business loan lenders who match your requirements.
Apply
Choose the best fit and submit your application. Our experienced Broker Team will take it from here.
Businesses we help with secured business loans in the UK
We exist to provide flexible, guaranteed loans to companies in need of fast capital in a safe and fair manner. See if FundOnion is a good fit for your company.
Client Success Stories
Your questions answered about secured business loans in the UK:
What is a secured business loan?
A secured business loan requires the borrower to provide assets as collateral, allowing lenders to offer better terms such as lower interest rates and greater loan amounts.
Which bank is best for a secured business loan?
Many UK banks and lenders offer secured business loans, including Funding Circle, IWOCA, and others. FundOnion helps you compare options to find the best lender for your business. You can compare interest rates on the FundOnion platform.
How to compare secured business loans with FundOnion?
Comparing secured business loans has never been simpler. FundOnion's platform offers clear, unbiased results from leading UK lenders, allowing you to get the best rates in under 90 seconds without affecting your credit score.
Can a business get a secured loan?
Yes, companies can secure loans by pledging assets such as property or equipment. In general, secured loans offer lower interest rates due to the lender's reduced risk.
Are government backed loans secured loans?
In the UK, government-backed loans are typically unsecured as they usually only require a PG, and sometimes even that is not needed.
How does a secured business loan work?
When you apply for a secured business loan with FundOnion, we will connect you with reputed UK lenders who specialize in secured loans. Offering assets as collateral allows you to achieve better terms and greater quantities.
FundOnion’s platform allows you to compare rates and conditions across lenders, helping you find the best option for your needs.
Access your long-term growth funds in as little as 24 hours.
Explore other loan options
Short-Term Business Loans
Get Funded in 90 Seconds – Short-Term Business Loans for UK SMEs
Long Term Business Loans
Get Flexible Long-Term Business Loans for Sustainable Growth
Unsecured Business Loans
Unsecured Business Loans in the UK – Fast, Flexible Funding Without Collateral
Emergency Business Loans
Get Fast, Flexible Emergency Business Loans in the UK to Keep Your Business Moving