Unsecured Business Loans in the UK – Fast, Flexible Funding Without Collateral
Access unsecured business loans that do not demand collateral to help your company grow. Compare choices from reputed UK lenders in under 90 seconds, with no additional fees.
Eligibility Criteria :
- Registered UK business
- 12 months minimum trading history
- Demonstrates financial health
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Trusted by over 40 leading UK business funders
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Unsecured business loans made simple and fast
FundOnion offers a simple solution for UK businesses to get unsecured loans without needing on collateral. Avoid unnecessary paperwork and be matched with the correct lender in 90 seconds or less—with no hidden costs or obligations.
With FundOnion, you may obtain an unsecured company loan that meets your demands, whether they are for cash flow support, expansion, or other urgent needs.
What is an unsecured business loan?
An unsecured business loan provides funds without the borrower having to pledge assets as collateral. Unsecured business loan options in the UK allow you to obtain financing based on your company's strength and financial stability. These loans are perfect for businesses that require funding without jeopardising business assets.
Who is an unsecured business loan for?
Our unsecured business loans are intended for UK SMEs who need cash without submitting collateral. These loans are excellent for companies who need to borrow small sums over short periods of time or do not have significant assets.
Increase cash flow while covering daily operating expenses.
Get funding to stock up on essential goods or supplies.
Fund small-scale growth initiatives such as marketing campaigns or hires.
Invest in certain projects or efforts without making long-term commitments.
Reach out to our expert Broker Team to talk through your options one-to-one.
Contact UsTypes of unsecured business loans
Unsecured Term Loans
Fixed repayment terms without collateral, ideal for regular company needs.
Revolving Credit Facilities
Provides access to funds up to a set limit, allowing businesses to borrow as needed.
Merchant Cash Advances
Flexible repayments based on business revenue are suitable for businesses with fluctuating revenues.
Invoice Financing
Advances on overdue invoices improve cash flow without requiring collateral.
Why choose FundOnion for unsecured business loans?
No Collateral Needed
Sleep easy knowing that your business can receive funding without risking its assets.
Fast Access to Funds
Get matched with funding options right away to meet your most pressing needs.
Flexible Terms
Choose payback terms ranging from 1 to 5 years based on your cash flow.
Trusted Lenders
Connect with the UK's leading providers of unsecured small business loans.
How to apply for an unsecured business loan
Search
Enter your business funding requirements and find loan options in under 90 seconds.
Compare
Review offers from various trusted long-term business loan lenders who match your requirements.
Apply
Choose the best fit and submit your application. Our experienced Broker Team will take it from here.
Businesses we help get unsecured business loans
Our platform is designed to provide flexible, unsecured loans for businesses with immediate funding needs. See if FundOnion is the right fit for your business.
Client Success Stories
Your questions answered about unsecured business loans in the UK:
Can a business get an unsecured loan?
Yes, businesses can obtain unsecured loans without offering collateral. These loans are based on your business's financial strength rather than its assets.
What is the average interest rate for an unsecured business loan?
Interest rates vary based on the lender and your company's financial situation. Unsecured loans typically feature higher interest rates than secured loans since the lender is taking on more risk.
How to compare unsecured business loans with FundOnion?
Comparing unsecured business loans has never been easier. FundOnion's platform provides open, unbiased results from leading UK lenders, allowing you to acquire the best terms in under 90 seconds and without damaging your credit score.
How do you qualify for an unsecured loan?
Typically, lenders look at your company's credit history, income, and cash flow stability. FundOnion's platform assists you in finding lenders who match your financial profile.
How much can I borrow on an unsecured loan?
FundOnion offers unsecured business loans ranging from £1,000 to £1M, based on your financial background and the lender's requirements.
How does an unsecured business loan work?
When you apply for an unsecured business loan through FundOnion, we will connect you with UK lenders who provide flexible terms and no collateral requirements.
Unsecured loans may have somewhat higher interest rates than secured loans, but they are faster and easier to obtain, making them suitable for firms that require immediate funding options.
Access your long-term growth funds in as little as 24 hours.
Explore other loan options
Short-Term Business Loans
Get Funded in 90 Seconds – Short-Term Business Loans for UK SMEs
Long Term Business Loans
Get Flexible Long-Term Business Loans for Sustainable Growth
Emergency Business Loans
Get Fast, Flexible Emergency Business Loans in the UK to Keep Your Business Moving
Secured Business Loans
Secured Business Loans in the UK for Long-Term Stability