Get Funded in 90 Seconds – Short-Term Business Loans for UK SMEs
Access tailored funding options from top UK lenders with no impact on your credit score, all through FundOnion’s real-time comparison platform.
Eligibility Criteria :
- Registered UK business
- 12 months minimum trading history
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Trusted by over 40 leading UK business funders
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Short-Term loans built for your unique business needs
Each business is unique. That's why we built a new way for small businesses to access short-term business loans while avoiding the well-known difficulties entrepreneurs face when growing their operations.
Say goodbye to the struggle of getting the right funding for your company. FundOnion's technology can connect you with the right lender in 90 seconds or less, thanks to our unique, free, and no-obligation platform.
Together, we can help you make a huge impact on people's lives.
What is a short-term business loan?
A short-term business loan gives businesses immediate access to working capital with repayment terms ranging from 3 to 12 months.
FundOnion offers short-term loans for business owners to help them manage urgent expenses, whether it's buying new stock, paying staff, or covering emergency costs.
Our platform connects you with short-term business loan lenders across the UK, giving you a variety of options to choose from.
Who is a short-term business loan for?
Our short-term business loans are intended for UK small and medium-sized businesses (SMEs) that require quick and flexible funding. These loans are ideal for businesses that need access to financing without a long-term commitment.
Cover costs during off-peak times or prepare for high-demand seasons.
Secure funds to meet rising demand, hire more employees, or expand inventory.
Manage urgent repairs, supply chain disruptions, and other unexpected expenses.
Invest in a new project or contract that offers quick returns but necessitates upfront capital.
Reach out to our expert Broker Team to talk through your options one-to-one.
Contact UsWhat are the different types of short-term loans?
Affordable Loans
These loans are designed to meet urgent financial needs with competitive interest rates and manageable terms. Affordable loans are ideal for businesses that need a quick injection of cash without the burden of high-interest rates.
Line of Credit
A line of credit provides your business with a pre-set credit limit that you can draw from as needed. It offers flexibility, allowing you to access funds up to the approved limit whenever cash flow challenges arise.
Installment Loans
Installment loans allow you to borrow a fixed amount and repay it in equal monthly installments over a specific period. With predictable repayment amounts, installment loans help businesses budget effectively while addressing larger expenses or investments.
Cashflow Loans
A cashflow loan is a short-term solution intended to cover immediate financial needs, typically repaid by your next payday. These loans offer fast access to cash, but they often come with higher interest rates and should be used carefully for urgent, short-term funding requirements.
Why choose FundOnion for short-term loans?
Higher Approval Rates
FundOnion doubles your chance of your funding being approved.
Fast Access to Funds
Match with funding options anytime, anywhere, in less than 90 seconds and get back to running your business.
Affordable Solutions
Our business finance search engine helps you find loans that fit your budget, making it easier to manage your expenses.
Trusted Lenders
We partner with the UK’s most reputable lenders who are committed to fair lending practices and prioritise your company's success.
How to apply for a short-term business loan
Search
Enter your business funding requirements and find loan options in under 90 seconds.
Compare
Review offers from various trusted long-term business loan lenders who match your requirements.
Apply
Choose the best fit and submit your application. Our experienced Broker Team will take it from here.
Businesses we help secure short-term financing
Our platform is designed to provide flexible, short-term loans for businesses with immediate funding needs. See if FundOnion is the right fit for your business.
Client Success Stories
Your questions answered about short-term loans for business
Do I need a personal guarantee for my short-term business loan?
Some lenders may require a personal guarantee, but FundOnion helps you find the best options for your business.
Will applying impact my credit score?
No. FundOnion allows you to explore loan options and compare offers from multiple lenders without affecting your credit score, ensuring you can review options risk-free.
What types of expenses can a short-term business loan cover?
Short-term loans are versatile and can cover a wide range of business needs, including purchasing inventory, payroll, unexpected repairs, seasonal cash flow gaps, or capitalizing on new growth opportunities.
Is FundOnion’s platform free to use?
Yes, FundOnion’s comparison platform is completely free and has no hidden fees. You can explore lender options without any commitment, allowing you to choose the best fit for your business with confidence.
How does a short-term business loan work?
When you apply for a short-term business loan through FundOnion, we’ll connect you with trusted lenders who offer short-term business loans online.
These loans are repaid over a shorter period, typically less than a year, making them ideal for addressing immediate business needs. The short-term business loan interest rates vary depending on the lender, loan amount, and repayment term.
At FundOnion, you can easily compare loan rates and terms to find the best option.
Who qualifies for a short-term business loan through FundOnion?
Typically, businesses that have been operating for at least 12 months, are registered in the UK, and have 1 to 50 employees may qualify. FundOnion partners with lenders who focus on current financial health, making approval accessible even for SMEs with limited credit histories.
How quickly can I receive funding?
With FundOnion’s streamlined process, you can apply in under 90 seconds and get matched with lenders instantly. Depending on the lender, funds can be disbursed in as little as 24 hours upon approval.
How do short-term repayments work?
Repayment terms are designed to be flexible, typically ranging from 3 to 12 months. You can select a term that aligns with your cash flow needs, and our platform provides options with clear repayment schedules so you can make an informed decision.
What if I need further assistance with my application?
Our Support Team is here to help. If you have questions during the application process or need guidance on selecting the right loan option, reach out to our team for personalized support.
How to compare short-term business loans?
With FundOnion, comparing short-term business loans has never been easier.
Our platform provides free, impartial results from top short-term business loan lenders across the UK. We make the process transparent and straightforward, showing you options with clear details on loan amounts, terms, and short-term business loan interest rates.
Access your long-term growth funds in as little as 24 hours.
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