Get Flexible Long-Term Business Loans for Sustainable Growth
Access tailored long-term business loans with flexible terms to support your business’s growth. Compare loan options in 90 seconds, with no hidden fees and instant offers from trusted UK lenders.
Eligibility Criteria :
- Registered UK business
- 12 months minimum trading history
- £50K+ annual turnover
- Demonstrates financial health
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Trusted by over 40 leading UK business funders
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Find the perfect long-term business loan in seconds
At FundOnion, you'll find the most reliable and efficient way for UK businesses to find long-term business loan services that match their needs. Skip the lengthy applications and be matched with the proper lender in 90 seconds or less—with no hidden costs or responsibilities.
We can work together to assist your long-term goals, like expansion, equipment purchases, and new project launches.
What is a long-term business loan?
A long-term business loan provides substantial finance for large projects, with repayment durations typically ranging from 2 to 7 years.
These long-term business loans allow for sustainable growth by spreading repayments over time, making cash flow management easier.
Unlike other loans, you can also choose to make your repayments over a shorter term - should the cash become available.
*Some lenders will allow for more than this (up to £5M and 25 years).
Who is a long-term business loan for?
Our long-term business loans are specifically designed for UK small and medium-sized firms (SMEs) looking for funding for long-term growth and development projects. These loans are perfect for businesses wanting a huge quantity of capital without having to repay it in a short period of time.
Long-term financing for commercial assets.
Spread out payments on essential, long-term equipment.
Secure funding for setting up more branches or scaling operations.
Purchase another business to further expand your operations.
Reach out to our expert Broker Team to talk through your options one-to-one.
Contact UsWhat are the different types of long-term business loans?
Traditional Term Loans
Fixed repayment terms are excellent for long-term investments such as commercial real estate or large asset purchases.
Government Backed Loans
Small Business Administration-backed loans with low interest rates and long periods.
Secured Loans
Loans secured against assets, such as residential or commercial property, offering low interest rates and longer repayment terms.
Equipment Financing
Financing equipment throughout its useful life, making it accessible to capital-heavy sectors.
Why choose FundOnion for long-term business loans?
Higher Approval Rates
FundOnion doubles your chance of your funding being approved.
Lower Interest Rates
Compare all your funding options in one place to secure competitive long-term business financing rates.
Flexible Terms
Choose payback terms ranging from 3 to 7 years to meet the demands of your business.
Tailored Solutions
Match with trusted lenders who meet your business’ exact financial requirements.
How to apply for a long-term business loan
Search
Enter your business funding requirements and find loan options in under 90 seconds.
Compare
Review offers from various trusted long-term business loan lenders who match your requirements.
Apply
Choose the best fit and submit your application. Our experienced Broker Team will take it from here.
Businesses we help secure long-term financing
Our platform is designed to provide flexible, long-term loans for businesses with immediate funding needs. See if FundOnion is the right fit for your business.
Client Success Stories
Your questions answered about long-term loans for business
What is the longest term you can get on a business loan?
Business loans can be extended for up to 25 years, depending on the lender and loan type.
How to compare long-term business loans with FundOnion?
It's never been easier to compare long-term business loans.
FundOnion's platform offers transparent, free, and unbiased results from top UK lenders, allowing you to acquire the finest long-term loan terms in under 90 seconds—all without harming your credit score.
How does a long-term business loan work?
When you apply for a long-term business loan via FundOnion, we will match you with reputable UK lenders who specialise in long-term company finance.
These loans have longer payback terms, making them suited for projects with longer ROI time frames.
FundOnion allows you to compare interest rates and conditions from several lenders to obtain the best long-term business loan for your needs.
Access your long-term growth funds in as little as 24 hours.
Explore other loan options
Short-Term Business Loans
Get Funded in 90 Seconds – Short-Term Business Loans for UK SMEs
Emergency Business Loans
Get Fast, Flexible Emergency Business Loans in the UK to Keep Your Business Moving
Unsecured Business Loans
Unsecured Business Loans in the UK – Fast, Flexible Funding Without Collateral
Secured Business Loans
Secured Business Loans in the UK for Long-Term Stability